Friday, 16 May 2014

My situation

Two months into working I realised that I needed to budget or I was going to get into debt. After 3 years of being a student and 7 months of being a job seeker (it really is a full time job if you take it seriously) having money again was amazing and the last thing on my mind was savings or even planning to make it through the month without having a week of living on spaghetti. This came to a very pointed head when I realised paying off my credit card from the previous month was limiting my spending the next month and making me continue to reach for my credit card.

Part of my decision to become more responsible is due to the boy, he's incredibly sensible with his money and I want him to feel comfortable to move in with me (in August!) without worrying that I will overspend and be unable to pay my half of the bills.

Another reason I have just started is because there is a Future learn course that has just started called managing your money which is starting to give me the tools to make this change. Please do join this if you've ever felt uncertain about finances- it's a fantastic free resource. 

I wanted to blog about this because I think it is not spoken about enough and is a very hard change to make. I hope you will share my successes and my failures and take something away that you can use in your own life. 

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